Make compliance the feature you ship.
The mandate forbids banks from correcting counterparty addresses, so every TMS and ERP client is looking at you to solve the 14 November 2026 deadline inside the platform where the payment is assembled. Embed ioNova ARS once and resell two services your clients already have to buy — managed remediation of data at rest, and inline ISO 20022 correction on data in motion — as a white-label, margin-positive tier.
What You Can Do
From Sandbox to Live
Phase 1 is a one-time OEM/white-label embed: ioNova ARS sits as a sidecar at your pain→pacs conversion step and behind your payment screens, integrated over weeks via REST/MQ/Kafka with circuit-breaker fallback so your engine never blocks. After that, each new client is one Channel Profile, not new infrastructure — so client activations go live in days, and your white-label tier is margin-positive from the first one.
Why It Pays Off
Frequently asked questions
Can a TMS or ERP vendor resell ISO 20022 address compliance?
Yes. ioNova ARS offers a white-label / OEM Partner tier so vendors embed once and resell compliance as a billable feature.
Why can’t the bank just fix our clients’ addresses?
EPC §3.2 forbids banks from altering counterparty addresses, which puts the fix at the point of payment assembly — your platform.
How much engineering does the embed take?
A one-time sidecar integration over weeks via REST, MQ or Kafka with circuit-breaker fallback; after that, each client onboards in days as a Channel Profile.
Does correction happen in real time inside our engine?
Yes — inline pain→pacs correction runs sub-50ms P95, preserving straight-through processing.
What’s the margin model?
Margin equals your resold price minus a per-resolution unit cost that declines as volume rises.
Is it multi-entity?
Yes — multi-entity is included in the Partner tier, so one integration serves your whole client base.
Live in weeks — before 14 November 2026.
First sandbox call in minutes, first channel live in days. Early Adopter terms end 31 July 2026.