Builders & Intermediaries · Monetise at the edge

Enforce address quality at the edge nobody else owns.Net-new

A payment or messaging hub sits at the network edge and sees routed traffic no single bank controls — which makes it the broadest possible enforcement point for structured-address quality. ioNova ARS gates and repairs every transiting pacs message in-flight, corridor by corridor, so every message leaves the hub compliant ahead of 14 November 2026.

widest
reach of any audience
days
per corridor live
100
messages / batch call
sub-50ms
P95 pipeline
We route for dozens of institutions. After November, a single unstructured address NAKs at the network and the disruption lands on us and everyone downstream. We need to enforce quality at the edge — corridor by corridor, in shadow first — without becoming the bottleneck.
The problem, in their words
Head of Hub Operations / Network Services

What You Can Do

Gate-keep all routed files
The single enforcement point for traffic nobody else owns.
Validate→Correct
Repair & process pacs in transit
Every transiting message corrected inline, straight-through preserved.
Process · In-Flight
End-of-day batch run
Sweep up to 100 complete ISO 20022 messages in one overnight call.
Process · batch
Render to MT
Down-render for legacy correspondents on the far side.
Render
Portfolio readiness scan
Inventory the whole traffic portfolio and flag what fails at cutover.
Classify

From Sandbox to Live

Span
Per corridor in days → portfolio over a longer window, shadow-mode first
Shape
Corridor-by-corridor In-Flight gate at the routing/conversion point
Tier entry
Enterprise / Partner
1
Get started
Sandbox live, first resolved address in ~2 days
2
Build
Register channels, test; ioNova tunes ~10,000 representative addresses in parallel
3
Validate
Production validation — channels + integrations exercised together
4
Go live
Swap test keys for live keys — no code change

Each routed flow binds to its own Channel Profile, so you enable the In-Flight gate at the routing/conversion point one corridor at a time, run it in shadow mode, then enforce — a corridor can be live in days. Your hub operations wire the gate (Volante VolPay, MuleSoft Anypoint, SWIFT Alliance, IBM MQ) while ioNova tunes on ~10,000 representative addresses from real routed traffic. A built-in circuit-breaker falls back to the existing flow, so you never block the bus.

Why It Pays Off

the widest reach of any audience every pacs leaves the hub compliant corridor-by-corridor rollout live in days shadow mode before enforcement circuit-breaker fallback pre-built hub connectors
Where you start
Partner or Enterprise tier, sized to routed volume.

Frequently asked questions

Where does a payment hub enforce structured addresses?

In-flight, at the routing or pain→pacs conversion point — the network edge that no single bank controls.

Can we roll out without blocking traffic?

Yes — corridor by corridor in shadow mode first, with a circuit-breaker that falls back to the existing flow.

How fast is in-flight correction?

Sub-50ms P95 for the full pipeline, preserving straight-through processing.

Can it sweep messages in batch?

Yes — up to 100 complete ISO 20022 messages per overnight call.

Does it support legacy correspondents?

Yes — it down-renders structured addresses to MT lines without losing the structured record.

Which hub connectors are pre-built?

Volante VolPay, MuleSoft Anypoint, SWIFT Alliance and IBM MQ.

Live in weeks — before 14 November 2026.

First sandbox call in minutes, first channel live in days. Early Adopter terms end 31 July 2026.