Traffic-scored index
Your overall STP Readiness Index and maturity level are scored from the data you actually process.
ISO 20022 STP Readiness Assessment
Know your ISO 20022 STP readiness number
You migrated the message. Did you fix the data inside it? Get your STP Readiness Index, scored on a 10,000-message sample of your own traffic, with a full report in five working days and a 90-minute consultation to analyze your results.
Complimentary ($5,000 value) for qualifying institutions booked before 31 August.
No obligation Scored on real traffic Report in 5 working days 90-minute consultation
STP Readiness Index
63/100 Overall AmberData at restRed
Data in motionGreen
Exceptions capacityAmber
Screening qualityRed
Auditability and replayAmber
Per-corridor postureGreen
65% of payment messages still carry unstructured addresses.
~40% baseline cross-border STP rate the industry starts from.
$8-12B annual address-related payment exception cost.
~30% of sanctions false positives are driven by poor address data.
The Deliverable
The ISO 20022 STP Readiness Report.
A personalized diagnostic you keep, whatever you decide next.
Six-dimension evidence
Red, Amber and Green scores across backlog, live flow, exceptions, screening, auditability and corridor exposure.
First sprint selection
A corridor heat map and dated remediation plan help choose the highest-impact sprint first.
How You Are Scored
Six dimensions that decide your STP number.
| # | Dimension | The question it answers |
|---|---|---|
| 01 | Data at rest | Is your legacy address backlog structured with identifiers preserved? |
| 02 | Data in motion | Do you resolve addresses inline before screening, or after the damage is done? |
| 03 | Exceptions capacity | Can you handle the small remainder that needs human review without manual queues taking over? |
| 04 | Screening quality | How much of your false-positive load is simply bad address data? |
| 05 | Auditability and replay | Can you show why an address changed and reproduce the same decision later? |
| 06 | Per-corridor posture | Do you know your worst corridors, or only your average? |
How It Works
From "we think we are ready" to a number, in three steps.
Scope the sample
We agree the flows, formats and handling for a representative 10,000-message sample.
Run the assessment
ioNova ARS scores the sample across all six dimensions, with each score backed by evidence.
Review the report
Your full report lands within five working days, followed by a 90-minute results consultation.
Book Your Assessment
Find out your number.
Your full report in five working days, plus a 90-minute consultation to analyze your results. The assessment is complimentary for qualifying institutions booked before 31 August.
- A scored report on a 10,000-message sample of your real traffic.
- Your worst corridors mapped with a dated remediation plan.
- Your first sprint chosen before the month is out.
Book Your Assessment
Find out your number
FAQ
What teams ask before booking.
What exactly is the STP Readiness Index?
A 0-100 score summarizing how ready your payment data is to clear straight-through under ISO 20022.
What do we need to provide?
A representative sample, typically 10,000 messages or address records from the flows you care most about.
What happens after we book?
A kickoff agrees the scope. ioNova ARS scores the sample, then your report lands within five working days.