ioNova · Self-assessment
ISO 20022 Structured-Address Readiness Scorecard
Score your own estate across six dimensions in about five minutes — and find out which use case should be your first sprint.
One question per screen · nothing to scroll through
The deadline this measures you against. The new ISO 20022 structured-address standards take effect on 14 November 2026, and everything must be complete before that date. From then, payments carrying fully unstructured addresses are not warned or delayed for repair under SWIFT CBPR+ — they are rejected at the network boundary, with SEPA and other market infrastructures aligned.
One caution, offered in good faith. This is a self-assessment, so it measures what you believe about your data. In readiness work we consistently see institutions place themselves a full maturity level above where their data actually sits — which is why the questions reward measurement over impression. If a question offers you the choice between “we estimate” and “we measured,” the gap between those two answers is usually where the risk is hiding.
18 questions · six dimensions · scored out of 54. Your contact details and scorecard responses are submitted to ioNova so we can follow up; your PDF is assembled locally.